Certificate of Insurance
WHAT IS A CERTIFICATE OF INSURANCE (COI)?
Defense within limits vs. defense outside limits
WHAT ARE DEFENSE COSTS IN A PROFESSIONAL LIABILITY POLICY?
Extended Reporting Period Endorsement
WHAT IS AN EXTENDED REPORTING PERIOD (ERP) ENDORSEMENT?
First dollar defense
WHAT IS FIRST DOLLAR DEFENSE (FDD)?
Hammer Clause
WHAT IS A HAMMER CLAUSE?
Insurance Contact
WHY DOES AN INSURANCE CONTACT MATTER?
Limits of Liability
WHAT'S THE DIFFERENCE BETWEEN PER CLAIM VS. AGGREGATE LIMITS?
Maturing (or Maturing Rating)
How does this affect my quote?
Named Insured
WHAT IS A NAMED INSURED?
Occurrence vs. Claims Made
WHAT TYPE OF POLICY IS PROFESSIONAL LIABILITY INSURANCE?
Prior Acts Coverage
WHAT IS PRIOR ACTS COVERAGE?
Professional Services
HOW ARE PROFESSIONAL SERVICES DEFINED?
Retroactive Coverage Date
WHAT DOES RETROACTIVE COVERAGE DATE MEAN?
Retro Inception Date
WHAT IS A RETRO INCEPTION DATE POLICY?
Supplementary Payments
SUPPLEMENTARY PAYMENTS OR SUB-LIMIT COVERAGES?
Business Owner's Policy (BOP)
WHAT IS A BOP?
Commercial General Liability Insurance (CGL)
WHAT IS COMMERCIAL GENERAL LIABILITY INSURANCE?
Workers’ Compensation Insurance
WHAT IS WORKERS' COMPENSATION INSURANCE?
Computer Worms
HOW DOES A COMPUTER WORM WORK?
Drive-by Download
IS A DRIVE-BY DOWNLOAD BAD?
Email Spoofing
HOW DOES EMAIL SPOOFING WORK?
Malware
WHAT DOES MALWARE DO?
Phishing
HOW DOES PHISHING WORK?
Ransomware
WHAT DOES RANSOMWARE DO?
Smishing
HOW DOES SMISHING WORK?
Social Engineering
WHAT IS SOCIAL ENGINEERING?
Spear Fishing
WHAT IS SPEAR-PHISHING?
Two-factor Authentication (2FA)
WHAT IS TWO-FACTOR AUTHENTICATION?
TROJAN
WHAT ARE TROJANS?
Vishing (Voice Phishing)
WHAT IS VISHING?
Wiper
WHAT IS A WIPER?
Wire Fraud
HOW DOES WIRE FRAUD WORK?