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Insurance Glossary

The world of insurance for law firms can be confusing, and difficult to navigate. We've created this glossary because these common insurance terms should be easy to understand.

Workers' Compensation Insurance for Attorneys

Protect your firm from on-the-job injury and illness payments.

What is Workers' Compensation Insurance?

Don't let on-the-job injuries or illnesses impact more than productivity.

Required in most states, Workers' Compensation Insurance provides you financial protection from work-related employee injuries and illnesses. Instead of having to defend yourself in court, you can use workers’ compensation insurance to pay for the costs resulting from an employee's job-related illness or injury. It does not provide coverage for non-work related injuries for deliberate or illegal acts.

Do Law Firms Need Workers' Compensation Insurance?

As businesses, most law firms need to carry Workers' Compensation Insurance. Most states have requirements, and not carrying this insurance can lead to fines and penalties. And significant ones at that.

To check your state's requirements, search on the internet for "workers' compensation requirements in my state." You can also use this resource provided by Findlaw.

If you have employees, your workers' compensation insurance can help:

  • Cover medical care and medical treatment for job-related injuries & illnesses
  • Replace most of an employee's lost wages for any time taken off from work to recover
  • Provide disability benefits
  • Give death benefits, like funeral cost assistance for loss of life due to a work accident or from a job-related illness

More Law Firm Insurance Options

Check out the most popular law firm insurance products available

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Directors & Officers Liability Insurance

Directors & Officers

Directors & Officers (D & O) Insurance protects lawyers from personal losses if they are sued as a result of serving as a director or an officer of an organization.

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Employed Lawyers Insurance (Miscellaneous E & O)

Employed Lawyers Liability Insurance

Offered as a Miscellaneous E & O policy, get coverage for your professional legal services when offered as an in-house attorney.

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