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Insurance Glossary

The world of insurance for law firms can be confusing, and difficult to navigate. We've created this glossary because these common insurance terms should be easy to understand.

Employment Practices Liability Insurance for Law Firms

Protect your firm from employment practices complaints with simple, stress-free coverage.

What is Employment Practices Liability Insurance?

Protect Your Firm with EPL Insurance-01

Easily protect your firm from the litigious nature of today's workplace.

Employment practices liability insurance provides you protection from employee lawsuits. EPL insurance provides coverage for lawsuit expenses related to harassment claims, discrimination claims, and claims of wrongful termination. One other important coverage factor to consider is that many policies can also provide non-employee third-party claims coverage (excluding ADA claims).

Attorneys are more aware than most that people today tend to sue first and sort out the details later. We know how difficult managing personnel issues can be, and want to make sure you are covered for all aspects of running your business.


ALPS provides law firms with two ways to get Employment Practices Liability Insurance

Which path is right for your firm?

Add low-cost, no-fuss coverage added to your malpractice policy.

Offered exclusively as an addition to your lawyers' malpractice insurance, ALPS EPL can be your one-stop employment practices solution. It's easy to add this separate insurance policy for as low as $75 per attorney.

Provided through Beazley Group USA, take comfort in a 360° approach with solutions designed for lawyers.

Get higher limits with a stand-alone policy.

Offered in partnership with experts in insurance for attorneys, our stand-alone EPL program is designed to respond to the challenges unique to small law firms. 

It delivers coverage for various employment practice claims, including discrimination, harassment, and other common issues.


It's Simple to Get Law Firm EPL

Low Rates for Attorneys

Low Per-Attorney Rates

Whether added to your ALPS policy or as a stand-alone coverage, get access to low-cost Employment Practices Liability Insurance and enjoy some of the best coverage you can buy.

Simple Application Process

Easy Application Process

Automatically provided with every ALPS malpractice quote or as a stand-alone policy with a simple application, you can save time and get the coverage you need.

Free Risk Management Resources

Free Risk Management Resources

Prevent employee risk with education, and best-practices. When bundled with LPL, policyholders can access risk management solutions through a partnership with The McCalmon Group.

Do law firms need Employment Practices Liability Insurance?

If you hire, manage, and terminate employees, this coverage is highly recommended — especially in today's litigious society.

An EPL Policy can help if:

  • You have employees in your firm, other than business owners
  • You have attorneys who are not yet partners and are being considered for an ownership role.
  • You have any contract workers who work in your office, or on behalf of the firm.

What does EPL typically cover?

Coverage for employment practices, including lawsuits arising from:

  • Discrimination
  • Sexual harassment
  • Non-employee third-party claims coverage (excluding ADA claims)
  • Wrongful demotion or wrongful discipline
  • Negligent evaluation
  • Wrongful termination
  • Failure to employ or promote
  • Breach of employment contract
  • Deprivation of career opportunities
  • Wrongful infliction of emotional distress

More Law Firm Insurance Options

Check out the most popular law firm insurance products available

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Directors & Officers Liability Insurance

Directors & Officers

Directors & Officers (D & O) Insurance protects lawyers from personal losses if they are sued as a result of serving as a director or an officer of an organization.

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Employed Lawyers Insurance (Miscellaneous E & O)

Employed Lawyers Liability Insurance

Offered as a Miscellaneous E & O policy, get coverage for your professional legal services when offered as an in-house attorney.

Not sure which insurance you need?

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Choosing the right partner to protect your firm shouldn't have to be difficult. With ALPS, you can get some time back in your day to focus on why you got into this business in the first place - helping people.

ALPS is Law Firm Insurance Made Easy