Low Per-Attorney Rates
Whether added to your ALPS policy or as a stand-alone coverage, get access to low-cost Employment Practices Liability Insurance and enjoy some of the best coverage you can buy.

Employment practices liability insurance provides you protection from employee lawsuits. EPL insurance provides coverage for lawsuit expenses related to harassment claims, discrimination claims, and claims of wrongful termination. One other important coverage factor to consider is that many policies can also provide non-employee third-party claims coverage (excluding ADA claims).
Attorneys are more aware than most that people today tend to sue first and sort out the details later. We know how difficult managing personnel issues can be, and want to make sure you are covered for all aspects of running your business.
Offered exclusively as an addition to your lawyers' malpractice insurance, ALPS EPL can be your one-stop employment practices solution. It's easy to add this separate insurance policy for as low as $75 per attorney.
Provided through Beazley Group USA, take comfort in a 360° approach with solutions designed for lawyers.
Offered in partnership with experts in insurance for attorneys, our stand-alone EPL program is designed to respond to the challenges unique to small law firms.
It delivers coverage for various employment practice claims, including discrimination, harassment, and other common issues.
Whether added to your ALPS policy or as a stand-alone coverage, get access to low-cost Employment Practices Liability Insurance and enjoy some of the best coverage you can buy.
Automatically provided with every ALPS malpractice quote or as a stand-alone policy with a simple application, you can save time and get the coverage you need.
Prevent employee risk with education, and best-practices. When bundled with LPL, policyholders can access risk management solutions through a partnership with The McCalmon Group.
If you hire, manage, and terminate employees, this coverage is highly recommended — especially in today's litigious society.
An EPL Policy can help if:
Coverage for employment practices, including lawsuits arising from:
EPLI helps protect a law firm against certain claims arising from its role as an employer.
Employment-related risks arise whenever the firm’s owners, partners, managers, or supervisors hire, manage, promote, discipline, compensate, or terminate employees. Even routine workplace decisions can lead to allegations that an employee, former employee, or job applicant was treated unfairly.
EPLI may help the firm respond to certain claims involving:
Wrongful termination
Discrimination
Harassment
Retaliation
Failure to hire or promote
Other covered employment-related workplace disputes
In simple terms: the owners and partners operate the firm as the employer. EPLI helps address certain employment claims brought by employees, former employees, or job applicants.
EPLI does not cover every workplace dispute or employment-related cost. Depending on the policy, common exclusions may include:
Wage and hour claims
Workers’ compensation claims
Unemployment benefits
Certain contractual disputes
Intentional illegal acts
Bodily injury or property damage
Certain fines, penalties, or punitive damages
Exclusions vary by policy and state law. The actual policy should be reviewed before relying on coverage for a particular situation.
EPLI may help a law firm respond to certain allegations involving:
Wrongful termination
Discrimination
Harassment
Retaliation
Other covered workplace misconduct
Claims may come from current employees, former employees, or job applicants. Coverage depends on the policy language, exclusions, limits, retention, and facts of the claim.
EPLI can be relevant even if a law firm has only one employee. An assistant, paralegal, associate, or job applicant can bring an employment-related claim.
Small law firms may also have fewer formal human resources procedures. Clear hiring, supervision, accommodation, disciplinary, and termination practices can help reduce employment-related risk, but they do not eliminate it.
Legal malpractice insurance generally addresses claims arising from professional legal services provided to clients.
EPLI generally addresses certain claims involving the law firm in its role as an employer.
In simple terms: malpractice insurance is primarily about the firm’s legal work for clients. EPLI is about certain workplace claims involving employees, former employees, or applicants. A malpractice policy should not be assumed to cover employment disputes.
Before applying, consider the firm’s employment structure and practices, including:
Number and types of employees
Use of associates, partners, and contract workers
Hiring and background-screening practices
Employee handbook and workplace policies
Performance documentation and termination procedures
Prior employment-related claims or complaints
The firm should also review the available limits, deductible or retention, exclusions, defense provisions, reporting requirements, and how the policy treats applicants, former employees, associates, partners, and owners.