How Commercial Auto Insurance Applies to Law Firms
Protect your vehicles, your employees, and your assets.
Commercial auto insurance can help cover the cost of any auto accidents that happen while you or any members of your firm are driving a vehicle owned by the firm.
Your coverage provides liability and physical damage protection to help pay for medical expenses or property damage. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehicles. We can help find the right carrier to customize coverage to match your law firm's specific situation and work to only quote coverage that meets your needs.
As businesses, most law firms must carry commercial auto insurance if they use any vehicles on behalf of the law firm. To check your state's requirements, search the internet for "commercial auto insurance requirements in my state." You can also use this resource provided by business.com.
A Commercial Auto Insurance policy should be carried if:
Your law firm owns, leases, or rents any vehicles
You have firm attorneys or employees who drive their vehicles on firm business
You have firm attorneys or employees who operate a firm vehicle
What does Commercial Auto Insurance typically cover?
Bodily injury liability coverage
Property damage liability coverage
Drive other car coverage
Collision coverage
Comprehensive coverage
Medical payments coverage
Uninsured/underinsured motorist coverage
Rental car coverage
Personal injury protection (PIP)
Hired and non-owned auto insurance
Discover ALPS Law Firm Insurance Options
Check out the most popular insurance products for attorneys
Legal Malpractice Insurance
Our flagship product, ALPS is the nation's leader in insurance for solo and small law firms. Gain peace of mind with simple, smart protection for your firm. 100% online. 100% easy.
Cyber Liability Insurance
Now more than ever, you need coverage that includes your firm's digital footprint. ALPS has been at the forefront of providing cyber liability insurance designed specifically for law firms.
Business Owner's Policy (BOP)
Combining various insurance coverages into one convenient policy, a BOP is a great solution when you want something tailored to you.
Workers' Compensation Insurance
Mandatory in some states, WC protects employees from work-related injuries and illnesses. Instead of having to defend yourself in court, it pays for the costs of a claim.
General Liability Insurance
Unlike professional liability, general liability insurance protects against claims of bodily injury or property damage during normal law firm operations.
Employment Practices Liability
Protect your firm from the litigious nature of today's workplace. People today tend to sue first and sort out the details later. Get covered for more than the risk of a malpractice claim.
Crime Insurance
Protect your firm from any losses due to theft, fraud, and burglary committed by your employees and outside entities. Client data and funds can be attractive to theft and crime.
Surety Bonds for Attorneys
Similar to insurance, a bond is an agreement between three parties to pay a benefit to one of them. Common attorney bonds are Notary, Court, Fidelity, and Title agent/Real Estate closing bonds.
Commercial Auto Insurance
Commercial auto insurance provides liability and physical damage coverage for vehicles used in a law firm's business. Commercial vehicles pose more risk than personal vehicles.
Directors & Officers Liability
Directors & Officers (D & O) Insurance protects lawyers from personal losses if they are sued for serving as a director or officer of an organization.
Employed Lawyers Liability
Offered as a Miscellaneous E & O policy, get coverage for your professional legal services when offered as an in-house attorney.
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Choosing the right partner to protect your firm shouldn't have to be difficult. With ALPS, you can get some time back in your day to focus on why you got into this business in the first place - helping people.
