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Insurance Glossary

The world of insurance for law firms can be confusing, and difficult to navigate. We've created this glossary because these common insurance terms should be easy to understand.

Commercial Auto Insurance for Attorneys

From dings and dents to really big wrecks, protect your firm from auto accidents.

What is Commercial Auto Insurance?

Teal and orange icon depicting commercial auto insurance

Protect your vehicles, your employees, and your assets.

Commercial auto insurance can help cover the cost of any auto accidents that happen while you or any members of your firm are driving a vehicle owned by the firm.

Your coverage provides liability and physical damage protection to help pay for medical expenses or property damage. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehicles. We can help find the right carrier to customize coverage to match your law firm's specific situation and work to only quote coverage that meets your needs.

Should law firms carry Commercial Auto Insurance?

As businesses, most law firms must carry commercial auto insurance if they use any vehicles on behalf of the law firm. To check your state's requirements, search the internet for "commercial auto insurance requirements in my state." You can also use this resource provided by

A Commercial Auto Insurance policy should be carried if:

  • Your law firm owns, leases, or rents any vehicles

  • You have firm attorneys or employees who drive their vehicles on firm business

  • You have firm attorneys or employees who operate a firm vehicle

What does Commercial Auto Insurance typically cover?

  • Bodily injury liability coverage

  • Property damage liability coverage

  • Drive other car coverage

  • Collision coverage

  • Comprehensive coverage

  • Medical payments coverage

  • Uninsured/underinsured motorist coverage

  • Rental car coverage

  • Personal injury protection (PIP)

  • Hired and non-owned auto insurance

More Law Firm Insurance Options

Check out the most popular law firm insurance products available

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Directors & Officers Liability Insurance

Directors & Officers

Directors & Officers (D & O) Insurance protects lawyers from personal losses if they are sued as a result of serving as a director or an officer of an organization.

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Employed Lawyers Insurance (Miscellaneous E & O)

Employed Lawyers Liability Insurance

Offered as a Miscellaneous E & O policy, get coverage for your professional legal services when offered as an in-house attorney.

Not sure which insurance you need?

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Choosing the right partner to protect your firm shouldn't have to be difficult. With ALPS, you can get some time back in your day to focus on why you got into this business in the first place - helping people.

ALPS is Law Firm Insurance Made Easy