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Insurance Glossary

EMPLOYMENT PRACTICES LIABILITY FOR LAW FIRMS

Protect your firm from employment practices complaints with simple, stress-free coverage.

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Managing Employment Risk In Today's Law Firm

Protect Your Firm with EPL Insurance-01

Easily protect your firm from the litigious nature of today's workplace.

Employment practices liability insurance provides you protection from employee lawsuits. EPL insurance provides coverage for lawsuit expenses related to harassment claims, discrimination claims, and claims of wrongful termination. One other important coverage factor to consider is that many policies can also provide non-employee third-party claims coverage (excluding ADA claims).

Attorneys are more aware than most that people today tend to sue first and sort out the details later. We know how difficult managing personnel issues can be, and want to make sure you are covered for all aspects of running your business.

 

ALPS provides law firms with two ways to get
Employment Practices Liability Insurance

Which path is right for your firm?

Add low-cost, no-fuss coverage added to your malpractice policy.

Offered exclusively as an addition to your lawyers' malpractice insurance, ALPS EPL can be your one-stop employment practices solution. It's easy to add this separate insurance policy for as low as $75 per attorney.

Provided through Beazley Group USA, take comfort in a 360° approach with solutions designed for lawyers.

ADD EPL TO LPL

Get higher limits with a stand-alone policy.

Offered in partnership with experts in insurance for attorneys, our stand-alone EPL program is designed to respond to the challenges unique to small law firms. 

It delivers coverage for various employment practice claims, including discrimination, harassment, and other common issues.

GET EPL ONLY
 

It's Simple to Get Law Firm EPL

Low Rates for Attorneys

Low Per-Attorney Rates

Whether added to your ALPS policy or as a stand-alone coverage, get access to low-cost Employment Practices Liability Insurance and enjoy some of the best coverage you can buy.

Simple Application Process

Easy Application Process

Automatically provided with every ALPS malpractice quote or as a stand-alone policy with a simple application, you can save time and get the coverage you need.

Free Risk Management Resources

Free Risk Management Resources

Prevent employee risk with education, and best-practices. When bundled with LPL, policyholders can access risk management solutions through a partnership with The McCalmon Group.

Do law firms need Employment Practices Liability Insurance?

If you hire, manage, and terminate employees, this coverage is highly recommended — especially in today's litigious society.

An EPL Policy can help if:

  • You have employees in your firm, other than business owners
  • You have attorneys who are not yet partners and are being considered for an ownership role.
  • You have any contract workers who work in your office, or on behalf of the firm.

What does EPL typically cover?

Coverage for employment practices, including lawsuits arising from:

  • Discrimination
  • Sexual harassment
  • Non-employee third-party claims coverage (excluding ADA claims)
  • Wrongful demotion or wrongful discipline
  • Negligent evaluation
  • Wrongful termination
  • Failure to employ or promote
  • Breach of employment contract
  • Deprivation of career opportunities
  • Wrongful infliction of emotional distress

Discover ALPS Law Firm Insurance Options

Check out the most popular insurance products for attorneys

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Legal Malpractice Insurance

Our flagship product, ALPS is the nation's leader in insurance for solo and small law firms. Gain peace of mind with simple, smart protection for your firm. 100% online. 100% easy.

GET LPL
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Cyber Liability Insurance

Now more than ever, you need coverage that includes your firm's digital footprint. ALPS has been at the forefront of providing cyber liability insurance designed specifically for law firms.

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Business Owner's Policy (BOP)

Combining various insurance coverages into one convenient policy, a BOP is a great solution when you want something tailored to you.

GET A BOP
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Workers' Compensation Insurance

Mandatory in some states, WC protects employees from work-related injuries and illnesses. Instead of having to defend yourself in court, it pays for the costs of a claim.

GET WORKERS' COMP
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General Liability Insurance

Unlike professional liability, general liability insurance protects against claims of bodily injury or property damage during normal law firm operations.

GET COVERED
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Employment Practices Liability

Protect your firm from the litigious nature of today's workplace. People today tend to sue first and sort out the details later. Get covered for more than the risk of a malpractice claim.

GET A BOP
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Crime Insurance

Protect your firm from any losses due to theft, fraud, and burglary committed by your employees and outside entities. Client data and funds can be attractive to theft and crime.

GET PROTECTED
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Surety Bonds for Attorneys

Similar to insurance, a bond is an agreement between three parties to pay a benefit to one of them. Common attorney bonds are Notary, Court, Fidelity, and Title agent/Real Estate closing bonds.

GET A BOND
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Commercial Auto Insurance

Commercial auto insurance provides liability and physical damage coverage for vehicles used in a law firm's business. Commercial vehicles pose more risk than personal vehicles.

GET AUTO
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Directors & Officers Liability

Directors & Officers (D & O) Insurance protects lawyers from personal losses if they are sued for serving as a director or officer of an organization.

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Employed Lawyers Liability

Offered as a Miscellaneous E & O policy, get coverage for your professional legal services when offered as an in-house attorney.

SCHEDULE A MEETING

Not sure which insurance you need?

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Choosing the right partner to protect your firm shouldn't have to be difficult. With ALPS, you can get some time back in your day to focus on why you got into this business in the first place - helping people.

ALPS is Law Firm Insurance Made Easy

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