INSURANCE FOR THE LAW FIRM WORTH PROTECTING​

BECAUSE BAD THINGS CAN HAPPEN TO GOOD LAWYERS​

Malpractice Insurance for Lawyers

Protect Your Firm. Help More People. Be the Lawyer You Want to Be.

Many lawyers worry that if they get sued they won’t have the protection they expected. We provide industry-leading attorney malpractice insurance coverage to give you the confidence we'll be there when you need us. When your lawyers' malpractice insurance company understands what goes into being a successful law firm, you are free to focus on building yours.

Which Policy is Best For You?

You deserve simple, straightforward protection. ALPS’ flagship insurance product is our lawyers’ malpractice insurance policy. It provides broad coverage and is fairly applied. You can count on our financial strength to back up our promise to our policyholders in the event of a claim.

ALPS Basic ALPS Preferred ALPS Premier
Coverage Features
All claims handled by licensed attorneys
If a claim does arise, you want real, practical experience on your side. ALPS policyholders that have a claim made against them partner with one of our licensed claims attorneys - not an adjuster. With over 140+ years of combined experience in legal malpractice insurance, every single attorney has actual law practice experience as well. We know where you’re coming from as an attorney in private practice.
Supplementary payments for disciplinary proceedings $5000 $25,000 per attorney, $75,000 in the aggregate $50,000 per attorney, $150,000 in the aggregate
Included in all three of our policies, ALPS provides any covered attorney a reimbursement allowance for attorney’s fees and expenses due to proceedings before a disciplinary board, agency or peer review committee. *Specific policy language does apply. Please review to ensure actual coverage is understood.*
Scope of professional services covered Includes mediators, court-appointed family investigators, notary public Expanded to include title insurance agents, author/presenter of legal materials, lobbyists Expanded further to include expert witness
One of the key terms to understand in any LPL policy is Professional Services defined as work performed by a properly licensed attorney for and on behalf of the covered law firm. ALPS looks to broadly and clearly define the scope of covered services offered by an attorney. *Specific policy language does apply. Please review to ensure actual coverage is understood.*
Professional services to related organization covered Must own 5% or less Must own 10% or less Must own 15% or less
According to many leading lawyers’ malpractice insurance experts, conflicts of interest continue to be among the most common alleged legal malpractice errors. ALPS excludes any legal work done in connection with any organization in which an insured attorney was also an owner. This ownership limitation does not apply if ownership level is no more than the specific policy percentage in your selected policy. *Specific policy language does apply. Please review to ensure actual coverage is understood.*
Claims expense allowance outside the limit of liability 50% of per claim limit (up to $500,000) 50% of per claim limit (up to $1,000,000)
This feature focuses on how your policy treats the cost of defending a malpractice claim, typically referred to as claims expenses. Many insurance providers’ standard policies place those expense costs within the limit of liability (commonly referred to as CEIL–Claims Expenses Inside the Limits). This means the limit of liability you purchase is the total amount available to you to both defend your claim and to pay out any losses. ALPS Preferred and Premier policies have a Claims Expense Allowance Outside your Limit (CEOL) to pay for claims expenses. CEOL protects your limit of liability from being eroded by the cost of your defense. *Specific policy language does apply. Please review to ensure actual coverage is understood.*
Insured's consent to settle required
None of ALPS’ three new policies have what the industry refers to as a Hammer Clause. What is a Hammer Clause? If your insurance company receives a settlement offer and you don’t want to settle, they will continue to defend your claim. That’s what you’d expect, right? The catch is that your limit of liability available to pay any loss is now limited to the amount of the settlement offer. That’s the hammer. If you win, congratulations! If you lose, you’ve usually lost more than the case... The ALPS Preferred and ALPS Premier policies have a full consent to settle provision. That means that we will not settle a covered claim without your written consent. *Specific policy language does apply. Please review to ensure actual coverage is understood.*
Reduced deductible for voluntary formal mediation
Receive up to a 50% reduction (up to a maximum of $25,000) on your deductible due for a claim resolved voluntarily through formal mediation. *Specific policy language does apply. Please review to ensure actual coverage is understood.*
Annual deductible cap of twice the per claim amount
In the Preferred and Premier policy forms, your maximum "out-of-pocket" deductible payments for any policy period, regardless of the number of covered claims, is capped at twice your "each claim" deductible. So if you carry a $10,000 deductible, you will not pay more than $20,000 for covered claims in a policy period. *Specific policy language does apply. Please review to ensure actual coverage is understood.*
Reduced deductible if engagement letter used
Available only in our Premier Policy, receive up to a 50% reduction (up to a maximum of $25,000) on your deductible due for a claim where your client(s) signed an engagement letter. *Specific policy language does apply. Please review to ensure actual coverage is understood.*
Supplementary payments for loss of earnings
Enhanced only in our Premier Policy, ALPS additional reimbursements for loss of earnings for each full or partial day where ALPS requests in writing for an attorney to attend a trial, hearing or arbitration hearing. *Specific policy language does apply. Please review to ensure actual coverage is understood.*
Supplementary payments for subpoena assistance
Enhanced only in our Premier Policy, ALPS additional reimbursements for assistance from ALPS appointed legal counsel if an attorney receives a subpoena to produce documents or testimony as a witness for their professional services. *Specific policy language does apply. Please review to ensure actual coverage is understood.*
Supplementary payments for public relations event
Enhanced only in our Premier Policy, ALPS additional reimbursements for up to $40,000 for a Public Relations event for covered events that could have a material adverse effect on the law firm. *Specific policy language does apply. Please review to ensure actual coverage is understood.*

WANT TO BETTER UNDERSTAND MALPRACTICE INSURANCE FOR LAWYERS?

Visit the ALPS Lawyers' Professional Liability Insurance Glossary.

You're Not Buying a Policy. You're Buying a Promise.

 

Ready to start? ALPS makes attorney's malpractice insurance easy. . .

Do you have questions or want to learn more? Schedule a call and talk with one of our lawyers’ malpractice insurance specialists.

 

 

Ready to apply? Complete our easy online application and we will provide you with a competitive quote for malpractice insurance.

 

 

Are you a policyholder looking to start your online renewal?

Click on "Policyholder Login" at the top of your screen to access your firm's specific application.

What is the ALPS Difference?

We know you want to be recognized for the successful practice you’ve built. After all, you've built a law firm worth protecting. You deserve to partner with an attorney's malpractice insurance provider that appreciates the value you bring to your clients. At ALPS, we understand lawyers and are experts in our field. All we do is provide insurance to private practice lawyers. In fact, our claims staff are licensed attorneys with actual practice experience. It’s also why we are endorsed by more State Bars than any other carrier. With ALPS, you’re not just buying a policy, you’re buying a promise.

 

1. ACCESS

 

2. EXPERIENCE

 

3. VOICE

Looking to download our application?

Click on your state for a fillable copy of our application form. 

To help you save time and paper, our application, quote and ability to pay for your policy is available to you 100% online. However, if you prefer a paper application, please select your state (or US Territory) do download a fillable and printable version of our application forms.

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

To get the correct version of our application form(s), please select the state where your firm’s primary office is located:

Choosing the right partner to protect your firm means knowing that we’ll be there when you need us. With ALPS, we are invested in your success. You’re not buying a policy. You’re buying a promise.