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Insurance Glossary

The world of insurance for law firms can be confusing, and difficult to navigate. We've created this glossary because these common insurance terms should be easy to understand.

Professional Services

This is one of the most important definitions in an LPLI policy, as it defines the scope of work performed by an attorney that will be covered by the insurance company. Each LPL insurer generally includes a definition within the LPLI policy defining the scope of professional services and setting forth any limitations on the scope of professional services. This definition can be a differentiating policy feature. In its most basic form, “Professional Services” means those services or activities that you perform for your insured law firm and render solely to a client in an attorney-client relationship. Your ALPS policy may extend the scope of Professional Services to include many of the additional “hats” that a lawyer may wear while practicing law, including, but not necessarily limited to, mediator, arbitrator, administrator, personal representative, trustee, guardian, director of a professional legal association, lobbyist, notary public, author of legal publications, and court appointed child and family investigator.  Look to your ALPS policy to carefully review the scope of Professional Services covered.